Appraisal services for Beaufort and Beaufort County homeowners

See the top seven reasons South Carolina homeowners hire Sea Island Appraisal Company:

To get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
Challenge a property tax assessment
Remove PMI to reduce a mortgage payment
To reinstate your Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
In the case of a divorce in the state of South Carolina, when property needs to be divided
To determine the true market value of a property to settle an estate


	Do you own a house in or near Beaufort? Do you need help determining the value of your real estate? Contact Sea Island Appraisal Company.

At Sea Island Appraisal Company, we understand the individual needs of a customer seeking appraisal services. Our typical business clients understand the appraisal process and the usual documents we provide. Being a regular homeowner that most likely doesn't see an appraisal every day, you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report the results of our analysis.

Pre-listing Services/For Sale by Owner (FSBO)

It's very hard to be objective about your own home because you probably have an emotional attachment to it. The professional appraisers at Sea Island Appraisal Company will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much your home is worth. Interested buyers know that you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value assessment than yours.

Challenging property tax assessments

Your local tax assessor may have your home overvalued if you live in an area that is declining or not appreciating as much as other houses close to yours. That means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. When contesting your property tax assessment, getting a professional appraisal from Sea Island Appraisal Company is your #1 weapon.

Appraisals to remove PMI

A fashionable way to cut expenses for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. At Sea Island Appraisal Company, we're experienced in helping clients just like you rid themselves of unneeded PMI insurance.

HELOC recently frozen?

If your home is close to a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be harmful to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow standpoint. Sea Island Appraisal Company can provide you with a professional appraisal that will help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need a seasoned expert to double-check your appraisal for preciseness? We can go out and check the subject and comps in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? We can assist you. While usually requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your house.